Everyone deserves optimal oral health and an attractive smile, and Dr. Spadafora wants nothing to stand in your way of achieving either. We do our best to keep the cost of dental care reasonable, yet we will never sacrifice quality. Our team respects the trust you place in us as professionals, advisers, and caregivers.
PAYMENT & FINANCING OPTIONS
For your convenience, we accept cash, check, or major credit cards, such as American Express, Visa, MasterCard, and Discover. If you would like to finance dental treatments or procedures in excess of $300, apply for a CareCredit healthcare credit card with low- or no-interest payment plans. You can apply online here:
UNDERSTANDING DENTAL INSURANCE
Knowing how your dental coverage works is important, and we will be happy to take the time necessary to explain the specifics of your plan. One aspect, however, is common among all plans: they are designed to encourage your active participation in your oral healthcare. Like all insurance companies, Fringe Benefits Services’ dental insurance has an annual maximum. At the end of a calendar year, beneficiaries who have not used their maximum benefits forego those benefits. In other words—use it or lose it.
We are an independent office, which means we are unrestricted providers. That gives us the freedom to deliver the care that is best for you. We choose only to contract with insurance companies that do not put limits or restrict the dental care that you deserve. We work with all dental insurances to ensure that you receive the maximum benefit allowed under your plan.
Dr. Spadafora and his staff are dedicated to providing patients with outstanding preventive, restorative and cosmetic dentistry. If you’re due for a regularly scheduled checkup, or if your oral health depends on specialty treatment, we encourage you to take full advantage of your coverage with Fringe Benefits Services. Call our office today at (724) 342-7395. We look forward to caring for you and your family.
Our office welcomes and accepts many plans. It needs to be noted however, that due to certain restrictions with choice insurance providers, we aren’t able to participate with them. The insurance industry can make it difficult for us to maintain our excellence while participating as a provider. Since our philosophy does not allow the insurance industry to dictate the quality of care and level of service we provide to our patients, we’re proud to be setting standards of excellence in dentistry. We are well-versed in the latest coverage trends, and are more than happy to discuss the details of your plan with you prior to any treatments you may undergo.
Fringe Benefit Services
For the convenience of many people in Hermitage, PA, and the surrounding communities, Dr. Spadafora accepts the Dental Plan from Fringe Benefits Services. Several area employers have their dental coverage with this insurance company, including:
The City of Hermitage
The Sharon and Commodore Perry School Districts
Joy Cone Company
100 percent coverage for preventive dental cleanings and exams
Between 80 and 100 percent for periodontal and endodontic treatment, as well as annual x-rays
Between 50 and 80 percent for major procedures
In addition, some plans include full or partial coverage for dental sealants.