For the convenience of many people in Hermitage, PA, and the surrounding communities, Dr. Spadafora accepts the Dental Plan from Fringe Benefits Services. Several area employers have their dental coverage with this insurance company, including:
- The City of Hermitage
- The Sharon and Commodore Perry School Districts
- Joy Cone Company
- Colonial Metals
- 100 percent coverage for preventive dental cleanings and exams
- Between 80 and 100 percent for periodontal and endodontic treatment, as well as annual x-rays
- Between 50 and 80 percent for major procedures
In addition, some plans include full or partial coverage for dental sealants.
Understanding Dental Insurance
Knowing how your dental coverage works is important, and we will be happy to take the time necessary to explain the specifics of your plan. One aspect, however, is common among all plans: they are designed to encourage your active participation in your oral healthcare. Like all insurance companies, Fringe Benefits Services’ dental insurance has an annual maximum. At the end of a calendar year, beneficiaries who have not used their maximum benefits forego those benefits. In other words—use it or lose it.
We are an independent office, which means we are unrestricted providers. That gives us the freedom to deliver the care that is best for you. We choose only to contract with insurance companies that do not put limits or restrict the dental care that you deserve. We work with all dental insurances to ensure that you receive the maximum benefit allowed under your plan.
Dr. Spadafora and his staff are dedicated to providing patients with outstanding preventive, restorative and cosmetic dentistry. If you’re due for a regularly scheduled checkup, or if your oral health depends on specialty treatment, we encourage you to take full advantage of your coverage with Fringe Benefits Services. Call our office today at (724) 342-7395. We look forward to caring for you and your family.